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Regulating and Managing Banks in India

Regulating and Managing Banks in India

Regulating and Managing Banks in India

An Economic Perspective
Volume 1:
Amaresh Samantaraya, Pondicherry University, India
April 2025
1
This ISBN is for an eBook version which is distributed on our behalf by a third party.
Adobe eBook Reader
9781009556484

    A comprehensive coursebook that combines the study of three key aspects of banking: the role of banks in an economy, the need for banking regulations and regular bank management practices. The book begins with explanations of the basics of functions of banks and emphasises the paramount importance of banks in the overall Indian financial system. It highlights the role of banks in promoting long-term economic prosperity by drawing from theories of economic growth and explains how banks play a key role in managing short-run economic fluctuations. It provides technical details on quantification and management of wide varieties of banking risks and aspects of banking regulations, and draws a roadmap for future banking regulations, management of non-performing assets (NPAs), the impact of developments in information technology (IT) and IT-enabled services (ITES), and digitalisation in the banking business. Simple numerical examples are provided to facilitate easy comprehension and appeal to students as well as professionals.

    • Includes simple numerical examples
    • Revision questions and problems for each chapter
    • Uses lessons from theories of economic growth and macroeconomics

    Product details

    April 2025
    Adobe eBook Reader
    9781009556484
    560 pages
    229 × 152 mm
    This ISBN is for an eBook version which is distributed on our behalf by a third party.

    Table of Contents

    • List of Figures
    • List of Tables
    • List of Boxes
    • Acknowledgements
    • List of Abbreviations
    • Prologue
    • Part I. Introduction to Banking in India:
    • 1. About Banks and Banking
    • 2. The Indian Banking System
    • Part II. Banks and the Economy:
    • 3. The Role of Banks in an Economy
    • 4. Economic Fluctuations, Monetary Policy and the Role of Banks
    • 5. Spread of Banking in India: The Regional Dimension
    • Part III. Banking Risks, Regulations and Risk Management:
    • 6. Banking Risks and Rationale for Banking Regulations
    • 7. Banking Regulations and Supervision: A Broad Overview of Different Forms and Manifestations
    • 8. Risk Management by Banks
    • Part IV. Managing the Banking Business:
    • 9. Banking Management: Assets Side-Loans and Investments
    • 10. Banking Management: Liabilities Side-Deposits and Borrowings
    • Part V. Performance of Banks in India and Contemporary Issues:
    • 11. Profitability, Productivity and Efficiency of Banks
    • 12. Contemporary Issues and Future Agenda
    • References
    • Index.
      Author
    • Amaresh Samantaraya , Pondicherry University, India

      Amaresh Samantaraya is Professor in the Department of Economics at Pondicherry University. His teaching and research interests are econometrics, money and banking, growth theories, and Indian economy, and his area of research interest include monetary policy, banking developments, and inter-regional disparity.